Dr. Van Zyl successfully established Exchange America (a financial services technology business) in the USA. Exchange America was a joint venture between Dexus Technologies, Inc., DST Systems, Inc, and Financial Holding Corporation, Inc.(the largest privately held insurance group in the USA). DST is a publicly traded company with 11,000 employees providing record keeping for the mutual fund industry. FHC is a privately held company with over $4.6 billion in assets. He was appointed CEO of the joint venture in January 2001 with 85 employees and an 11-member executive management team. Exchange America was one of the first private companies to sign a contract with wall street’s DTCC (Depository Trust and Clearing Corporation), which processes 90% of all financial transactions in America ($63 trillion) for 3500 banks and insurance companies. His company built a large data center and provided internet-based new business processing for banks and insurance companies. Their clients included 8 of the 10 largest insurance companies, including Aegon, The Hartford, Pacific Life, American Express, and Scandi